Harley-Davidson motorcyle inventory on lot

Motorcycle Loans For Pre Owned Bikes

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Get Motorcycle Financing For Our Pre Owned Inventory of Harley Davidson Motorcycles. Our Finance Department Gets You On Your Next Ride.
 

Motorcycle Loans Fit For Every Bike Owner.

Need Help Financing a Motorcycle? Let the American Thunder Motorcycle Co. Loan Department Help You Find the Correct Financing.
Used motorcycle financing starts here at  American Thunder Motorcycle Co. Our huge inventory of Used Harley Davidson motorcycles and pre owned bikes provides us the opportunity to work with many lenders. If you'd like to qualify for a motorcycle loan, call American Thunder Motorcycle Co. motorcycle financing at (704) 883-8385. We'll get you into motorcycle loan rates that fit your needs and a bike to fit your lifestyle.

 

The Smart Way To Buy a Motorcycle.

The Intelligent Approach To Motorcycle Shopping and Motorcycle Financing.

Purchasing a pre owned bike saves you significant amounts of money. But you can still do a few things to make sure you buy responsibly.
  • Know your credit score - Checking your credit score indicates how easily you'll get a motorcycle loan. Lower credit scores mean financing at a higher interest rate.
  • Set a budget - Giving yourself a budget to work within helps ensure you spend your money wisely. Be sure to include insurance, sales tax, title, and fees. American Thunder Motorcycle Co. can assist you with obtaining insurance coverage as well.
  • Search motorcycle inventory - Begin searching our pre owned inventory of quality used motorcycles. Select a quality bike that fits within your budget.
  • Make a down payment - Making a down payment reduces the bike loan amount you're financing, which means your overall monthly payment decreases.
  • Trade-in value - Use the trade value of another motorcycle to your advantage. The trade-in value applied to your down payment further reduces the financing amount.
 

American Thunder Motorcycle Co. Motorcycle Loan Financing Options.

Finding the Correct Lender To Fit Your Specific Financing Needs.

American Thunder Motorcycle Co. has built a name working with many financial lenders. We carry motorcycle financing from local and national lenders alike. Having been in motorcycle sales for quite some time, we have helped people with all types of credit histories. From bad credit to good credit and all ranges of credit scores, we find a motorcycle loan fit for you.

We also proudly offer a no-money-down option for select approved credit customers.

Do you have bad credit? Are you worried about credit approval? No worries. We provide lending programs for almost any situation or credit score.

At American Thunder Motorcycle Co., our goal is to get everyone financed as we want to share our passion for riding with the entire riding community. As serious motorcycle enthusiasts, our love of the road drives us to get others into the incredible riding world. For these reasons, the American Thunder Motorcycle Co. team works hard to bring you motorcycle financing at a competitive rate regardless of your credit situation. We assist in unsecured motorcycle loans for everyone. Whether you have complex financing or no credit history, we find the correct lender with a loan payment plan fit. There is no greater pleasure than helping customers find adventure on a quality motorcycle with low rates they feel comfortable about.
 

 

What To Expect When Applying for a Motorcycle Loan.

Used Motorcycle Financing Preparedness - No Surprises.

If you found the perfect ride in our quality pre owned Harley Davidson inventory or one of our other beautifully maintained used bikes. Congratulations! Getting out on the open road is now only moments away. After you've chosen the bike that best fits you, we'll get together with our motorcycle finance department. Thrilled to have you as our next rider, we work to put together a loan term that gets you on the road. Here is what you can expect.
 
  • Sit down with an American Thunder Motorcycle Co. loan financing specialist
  • Discuss an affordable monthly payment and insurance options
  • Discuss a down payment and any trade-in value
  • A fast and easy bike loan application process
  • Knowledgable staff available to answer any motorcycle loan term questions
  • Signing the motorcycle loan agreement

Not ready yet? See what we're all about; come in for a test ride. Sometimes you need to feel the wind on your face to know that this bike is right for you. Come on down to American Thunder Motorcycle Co. and take a test ride.

 

Discover Your Trade-In Value.

That Old Ride Can Help You Find New Adventure With Trade-In Value.

American Thunder Motorcycle Co. offers the best market price for your used motorcycles. Bring your old ride down to 1426 Northside Drive in Statesville, and a motorcycle technician will visually inspect your used motorcycle and provide a fair trade-in offer. No obligation and no hassle. Get a free quote today.

Can you provide a quote over the phone?

American Thunder Motorcycle Co. staff are happy to supply an estimate over the phone based on the NADA motorcycle trade values, but we must provide a firm quote with a visual inspection of the motorcycle. This process is for your convenience and the safety of all our riders.

How does the trade-in process work?

After American Thunder Motorcycle Co. inspects your bike, we provide a valid trade-in value. The owner may release the motorcycle to American Thunder Motorcycle Co. and use the trade-in value in purchasing another motorcycle or work a cash trade-in price. In select circumstances, we offer bike owners a consignment option. Under consignment, the owner allows the dealer to place their motorcycle up for sale. The owner gets the sale value if the bike sells minus consignment fees.

Warranty Coverage for Pre Owned Bikes; Same Loan Payment.

Get Your New Investment Covered, Multiple Options To Protect Your Ride.

An extended 1 to 2-year warranty may be purchased and financed along with your motorcycle loan. Other coverage options may include GAP protection, stolen vehicle recovery, and additional wheel and tire coverage. Your motorcycle finance specialist discusses these options and together discovers the correct warranty coverage that best fits your needs and budget.
 

American Thunder Motorcycle Co. Financing Department.

Credit Approval For Used Motorcycles Has Never Been Easier.

Trust our knowledgeable bike financing department to get the right loan to fit your budget and get you out on the open road. We provide quick, easy financing with options for any credit type. The annual percentage rate may vary.

A motorcycle loan is a personal loan that covers your new asset. Purchase a quality, pre owned bike from American Thunder Motorcycle Co. with excellent motorcycle loan rates and a low monthly payment. Most lenders also offer online banking to make payments easy. Additionally, bike loans come in various options to accommodate all riders with every lifestyle and situation. Your credit history helps to determine your motorcycle loan rate. Yet, American Thunder Motorcycle Co. works with all credit scores to help find you a competitive rate you can afford. Our lending partners operate under the equal credit opportunity act to get you the best motorcycle loan rates available.

Listen to the rumble of your pre owned Harley Davidson. We'll get you into the correct motorcycle loan term and get you on the road. Here at American Thunder Motorcycle Co., we want all our customers to feel what it's like to take hold of freedom and ride. Let's get you on a motorcycle. Get on and ride!

We are motorcycle enthusiasts, and there's nothing we enjoy more than helping our customers find the kind of fun and adventure that a quality motorcycle can bring. If you're considering financing a pre-owned Harley-Davidson® motorcycle or one of our other quality vehicles, you're in good hands with our finance department. We are thrilled to have the opportunity to help you set up a financing plan that gets you out on the road faster than you can say, "Let's Ride!"
 

Apply Today

Our knowledgeable finance staff is here to make the process of purchasing a pre-owned motorcycle or other powersports vehicle easy, so don't put off your dreams. To get a quote, apply now. Our staff will contact you about our available financing options.